Appraisal services for Acworth and Cobb County homeowners

Check out the top seven reasons Georgia homeowners hire Waterstone Valuation Group:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
Challenge Cobb County's assessment of your property
Remove PMI to lower your mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in Georgia by determining the true market value of real estate


	Do you own a home in or near Acworth? Do you need help deciding the price of your real estate? Contact Waterstone Valuation Group.

At Waterstone Valuation Group, we understand the unique needs of a homeowner seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. But as a general consumer, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Waterstone Valuation Group are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value estimation than yours.

Challenging property tax assessments

If you live in a region that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Waterstone Valuation Group is your number one weapon when contesting your property tax assessment.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. Waterstone Valuation Group is seasoned in helping folks just like you abolish unnecessary PMI insurance.

HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Waterstone Valuation Group can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for verity, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. Even though most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.